32 Pirates Dr

Key Largo, FL
$ 639,000 Beds 2 Baths 1 Sq 700 Virtual Tour
Monthly Estimate* How much can I afford?

Sweet and Sleek in the Keys! Welcome to your own slice of paradise--a beautifully remodeled 2-bedroom, 1-bath conch-style home that embodies the breezy charm of the Florida Keys with the polish of a custom retreat. This home has been expertly designed with a smart, efficient layout where every detail has its place--much like the tidy elegance of a well-kept ship. From the gleaming finishes to the thoughtful flow, everything has been redone from top to bottom. The kitchen is sleek and modern, the living space is light-filled and airy, and each bedroom offers comfort and tranquility in a beautifully organized footprint. Home is uniquely situated to give plenty of room for your cars and boat. Outside, the neighborhood radiates warmth--full of friendly, family homes, where kids ride bikes, neighbors wave, and the laid-back Keys lifestyle thrives. Enjoy access to a boat ramp a few homes away, a delightful little beach, and a clubhouse where school pickup adds peace of mind for families. Voluntary Boating Association with nominal fee of $250 per year. Whether you're looking for a cozy getaway or a full-time island nest, this charming coastal cottage is the perfect blend of tropical ease and efficient elegance. This is an amazing opportunity for a new buyer to enjoy this move-in-ready retreat. Whether you're looking for a full-time residence or a vacation escape, this home checks every box.

Active

  • Price
  • $ 639,000
  • City
  • Key Largo
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • Monroe
  • Half Bathrooms
  • 0
  • Area
  • 98 Florida Keys
  • Lot Size
  • Zip
  • 33037
  • Sqr Footage
  • 700
  • Year Built
  • 1966
  • Taxes
  • $ 3727
  • Style
  • MLS#
  • A12051508
Listed By: This listing is courtesy of LoKation
Data Source: Southeast Florida MLS (SEFMLS)

Features

General

Sewer Public Sewer
Heating Central
Cooling Central Air,Ceiling Fan(s)
Possession Closing & Funding,Close Of Escrow
Roof Metal
Appliances Dryer,Dishwasher,Electric Range,Refrigerator,Washer
Patio/Porch Features Open,Patio,Porch
Architectural Style Detached,One Story
Pool Features None
Restrictions OK To Lease,Rental Restriction
Construction Materials Block
Year Built 1966
View Garden
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2025
Community Features Boat Facilities,Clubhouse,Other
Assoc Fee Paid Per Annually
County Monroe
Property Type Residential
Subdivision Name PIRATES COVE
Facing Direction Northwest
Garage Y/N false
Full Baths 1
Status Active
Directions Mile Marker 98.5 Bayside. From US 1 heading south, right onto Treasure Blvd, left onto Pirates Drive, home is on left.
City Key Largo
Senior Community Y/N false
Zoning Description IS-M
MLS Area 98 Florida Keys
Lot Size Units Square Feet
Lot Size Square Feet 3189
Carport Y/N false
Listing Terms Cash,Conventional,FHA,VA Loan
Year Built Details Effective Year Built
Tax Annual Amount 3727
Property Condition Updated/Remodeled
MLS Area Minor Other Geographic Area (Out Of Area Only)
Lease Considered Y/N false
Standard Status Active
Occupancy Type Call Agent
Property Sub Type Additional Single Family Residence
PostalCity Key Largo
Legal Description BK 5 LT 14 PIRATES COVE KEY LARGO OR507-1086 OR748-129 OR1026-284 OR1026-285AFF OR1099-2129 OR1816-897Q/C OR1970-292 OR3199-1213
AttributionContact 305-393-1695

Interior Features

Interior Amenities Built-in Features,First Floor Entry,Pantry,Sitting Area in Primary
Flooring Tile
Air Conditioning Y/N true
Heating Y/N true
Total Bedrooms 2
Total Baths 1

Exterior Features

Exterior Amenities Security/High Impact Doors,Porch,Patio
Parking Features Driveway,RV Access/Parking
Lot Features < 1/4 Acre
Water Source Public
Lot Size Area 3189
Building Area Total 876
Waterfront Y/N false
Road Frontage Type City Street

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Miami Beach, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/10/2026 Listed $639,000

Property vs Zip Code Average in 33037

Price
AVG $1.94M
$640K
Taxes
AVG $8,537
$3,727
Year Built
AVG 1997
1966

Areas That We Cover

32 Pirates Dr Key Largo, FL is a Single Family Home for sale at $639000 with 700 sqft and a lot size of Acre(s). 32 Pirates Dr Key Largo has 2 bedrooms, 1 baths and was built in 1966. The property's zip code is 33037 which is in Key Largo, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.