22023 Sw 95th Pl

Cutler Bay, FL
$ 670,000 Beds 3 Baths 2 Sq 2,062 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to Lakes by the Bay, one of Cutler Bay’s most desirable communities! This spacious and inviting home features 3 bedrooms, 2 full bathrooms, plus a separate mother-in-law quarters, offering additional flexibility for extended family, guests, or a private home office. The well-designed floor plan provides generous living and entertaining spaces. The primary suite features a large walk-in closet, dual vanities, and a separate shower. Ceramic tile flooring throughout offers both style and easy maintenance. Hurricane shutters provide added storm protection and peace of mind. Step outside to a beautiful backyard with a spacious  patio area—perfect for entertaining family and friends, relaxing, or enjoying South Florida’s year-round outdoor lifestyle. A wonderful opportunity to own a versatile home in the highly sought-after Lakes by the Bay community! low hoa near black point marina this is a great opportunity.

Active

  • Price
  • $ 670,000
  • City
  • Cutler Bay
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Miami-Dade
  • Half Bathrooms
  • 0
  • Area
  • 60
  • Lot Size
  • Zip
  • 33190
  • Sqr Footage
  • 2,062
  • Year Built
  • 2004
  • Taxes
  • $ 11300
  • Style
  • MLS#
  • A12085731
Listed By: This listing is courtesy of Miami Home Brokers Realty
Data Source: Southeast Florida MLS (SEFMLS)

Features

General

Sewer Public Sewer
Heating Central,Electric
Cooling Central Air
Utilities Cable Available,Underground Utilities
Possession Closing & Funding
Roof Barrel
Appliances Dryer,Dishwasher,Microwave
HOA Fee 90
Garage Spaces 2
Association Fee Includes Common Area Maintenance
Patio/Porch Features Patio
Architectural Style Detached,Ranch,One Story
Pool Features None,Community
Restrictions Other Restrictions
Construction Materials Block
Pets Allowed No,Yes
Year Built 2004
View Garden
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2025
Community Features Clubhouse,Pool
Assoc Fee Paid Per Monthly
County Miami-Dade
Property Type Residential
Subdivision Name LAKES BY THE BAY AMBER
Facing Direction East
Garage Y/N true
Other Structures Apartment
Full Baths 2
Special Listing Conditions Listed As-Is
Status Active
City Cutler Bay
Senior Community Y/N false
Zoning Description 0100
MLS Area 60
Lot Size Units Square Feet
Lot Size Square Feet 7691
Listing Terms Cash,Conventional,FHA,VA Loan
Year Built Details Resale
Tax Annual Amount 11300
Lease Considered Y/N false
Virtual Tour https://www.propertypanorama.com/instaview/mia/A12085731
Standard Status Active
Occupancy Type Owner
Property Sub Type Additional Single Family Residence
PostalCity Cutler Bay
Legal Description LAKES BY THE BAY AMBER PB 161-80 T-21030 LOT 6 BLK 4 LOT SIZE 7691 SQ FT FAU 30-6016-000-0020 COC 23047-2108 01 2005 1 F/A/U 30-6016-010-080

Interior Features

Interior Amenities Breakfast Bar,Bedroom on Main Level,Breakfast Area,Dining Area,Separate/Formal Dining Room,Dual Sinks,Entrance Foyer,Main Level Primary,Sitting Area in Primary,Split Bedrooms,Vaulted Ceiling(s),Walk-In Closet(s),Attic
Flooring Tile
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds
Total Bedrooms 3
Total Baths 2

Exterior Features

Exterior Amenities Lighting,Patio,Room For Pool,Storm/Security Shutters
Parking Features Driveway,Garage Door Opener
Lot Features < 1/4 Acre
Water Source Public
Lot Size Area 7691
Building Area Total 2450
Waterfront Y/N false
Covered Spaces 2
Road Frontage Type Private Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Miami Beach, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/9/2026 Listed $670,000

Property vs Zip Code Average in 33190

Price
AVG $530K
$670K
Taxes
AVG $75,229
$11,300
Year Built
AVG 2000
2004

Areas That We Cover

22023 Sw 95th Pl Cutler Bay, FL is a Single Family Home for sale at $670000 with 2062 sqft and a lot size of Acre(s). 22023 Sw 95th Pl Cutler Bay has 3 bedrooms, 2 baths and was built in 2004. The property's zip code is 33190 which is in Cutler Bay, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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