8859 Sw 223rd Ter

Cutler Bay, FL
$ 520,000 Beds 3 Baths 2 Sq 1,876
Monthly Estimate* How much can I afford?

Opportunity in the Lakes by the Bay area of Cutler Bay. This two-story home features an attractive Mediterranean-style exterior with tile roof, stone accents, second-floor balcony, paver driveway and two-car garage. Enjoy a convenient location near Lakes by the Bay Park, Black Point Park & Marina, Southland Mall, dining, shopping and entertainment, with easy access to major roadways. Property is occupied. Do not disturb occupants. No showings or interior access will be permitted. Property is being sold as-is. This property is now active in an online auction. All offers must be submitted through the property’s listing page on Auction. The sale will be subject to a 5% buyer’s premium pursuant to the Auction Terms and Conditions (minimums may apply). All auction bids will be processed subject to seller approval.

Active

  • Price
  • $ 520,000
  • City
  • Cutler Bay
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Miami-Dade
  • Half Bathrooms
  • 0
  • Area
  • 60
  • Lot Size
  • Zip
  • 33190
  • Sqr Footage
  • 1,876
  • Year Built
  • 2005
  • Taxes
  • $ 5505
  • Style
  • MLS#
  • A12092998
Listed By: This listing is courtesy of Continental Realty, LLC
Data Source: Southeast Florida MLS (SEFMLS)

Features

General

Sewer Public Sewer
Heating Central
Cooling Central Air
Possession Other
Roof Barrel
Appliances None
HOA Fee 110
Garage Spaces 2
Patio/Porch Features Balcony,Open
Architectural Style Detached,Two Story
Pool Features None,Community
Security Features Security Gate
Restrictions No Restrictions
Construction Materials Block
Pets Allowed No,Yes
Year Built 2005
View None
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Community Features Clubhouse,Fitness,Gated,Pool
Assoc Fee Paid Per Monthly
County Miami-Dade
Property Type Residential
Subdivision Name THE RESERVES
Facing Direction South
Garage Y/N true
Full Baths 2
Special Listing Conditions Auction,Real Estate Owned,Listed As-Is
Status Active
High School Miami Southridge
City Cutler Bay
Senior Community Y/N false
Zoning Description 0100
MLS Area 60
Lot Size Units Square Feet
Lot Size Square Feet 5278
Listing Terms Cash
Elementary School Edward Whigham
Year Built Details Effective Year Built
Tax Annual Amount 5505
Middle/Junior High School Cutler Bay
Lease Considered Y/N false
Standard Status Active
Occupancy Type Owner
Property Sub Type Additional Single Family Residence
PostalCity Cutler Bay
Legal Description LAKES BY THE BAY KAYE PB 161-95 T-20976 LOT 7 BLK 3 LOT SIZE 5278 SQ FT FAU 30 6016 000 0020 COC 23147-4435 02 2005 1 F/A/U 30-6016-013-0540
Membership Fee 150

Interior Features

Flooring Other
Air Conditioning Y/N true
Heating Y/N true
Total Bedrooms 3
Total Baths 2

Exterior Features

Exterior Amenities Balcony
Parking Features Driveway
Lot Features < 1/4 Acre
Water Source Public
Lot Size Area 5278
Building Area Total 1823
Waterfront Y/N false
Covered Spaces 2

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Miami Beach, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Edward Whigham Elementary School
Middle School Cutler Bay Middle School
High School Miami Southridge High School

Price History

9/23/2026 Listed $520,000

Property vs Zip Code Average in 33190

Price
AVG $530K
$520K
Taxes
AVG $75,229
$5,505
Year Built
AVG 2000
2005

Areas That We Cover

8859 Sw 223rd Ter Cutler Bay, FL is a Single Family Home for sale at $520000 with 1876 sqft and a lot size of Acre(s). 8859 Sw 223rd Ter Cutler Bay has 3 bedrooms, 2 baths and was built in 2005. The property's zip code is 33190 which is in Cutler Bay, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.